Educational and Investment Disclaimer

Last updated: October 2026

Rosefield Publishing's website, publications and digital resources provide general education and practical tools for reviewing and monitoring property-related investments.

General education

The materials do not take account of your financial position, objectives, experience, tax circumstances or capacity for loss. They do not constitute personalised investment, financial, legal, tax or accounting advice, or recommend entering into, holding or exiting a particular investment.

Buying a publication or using a tool does not create an investment-advisory relationship. A free consultation about publishing services is not an investment-advice service.

Investment risks

Property-related investments and private lending can result in loss of some or all of the money invested. Returns and repayment dates are not guaranteed. Delays, borrower default, cost increases, valuation changes, funding problems and limited exit options can affect outcomes. Security over an asset does not guarantee repayment or recovery of the full investment.

Examples, projected figures and scenarios illustrate methods or possibilities, not promises of future results. Previous performance does not establish what a future investment will achieve.

Using the tools

Checklists cannot identify every risk or replace due diligence on the particular parties, project, documents and transaction. A completed checklist or favourable spreadsheet result is not an approval, certification or recommendation to invest.

Calculator and reporting outputs depend on the information, assumptions and settings used. Check inputs, results and stated modelling limits against the underlying evidence. The tools do not independently verify valuations, title, legal priority, security enforceability, available finance or information supplied by others.

The materials are designed for a UK context. Laws and taxes differ across the UK and overseas, and can change. Check the requirements relevant to your transaction and obtain appropriately qualified professional advice. Where regulated advice is needed, use a firm authorised for that activity.

Our obligations

This disclaimer explains the educational scope of resources available from Rosefield Publishing. It does not remove our responsibility to describe and supply them in accordance with the contract and applicable law. It does not exclude liability for fraud, fraudulent misrepresentation, death or personal injury caused by negligence, or any liability that cannot lawfully be excluded. Your statutory consumer rights remain unaffected.

Questions about a product's scope: office@rosefieldpublishing.co.uk.